Reacher buys dress clothes and drives to Hubble’s bank in Atlanta. An executive there tells Reacher that Hubble left the bank 18 months ago. The man explains that Hubble was a currency manager responsible for acquiring paper money used in cash withdrawals. Reacher realizes Hubble was more involved in the criminal activity than he originally implied, since he was essentially a full-time criminal for over a year. Reacher returns to Margrave and meets Roscoe at the stationhouse. Teale leaves for a Foundation meeting, and Roscoe waits for faxes about Sherman Stoller’s arrest report and state reports of abandoned cars. She also found a gun for Reacher, and they agree not to bring Baker into the loop. The fax arrives: Sherman Stoller was arrested in Florida for speeding, aggressive behavior, and possible DUI. The search of his truck only found the listed cargo of air conditioner units. Within an hour of being pulled over, a lawyer from an expensive firm had the charges dropped.

Baker says the state police called about an abandoned car that might be of interest; Reacher, Finlay, and Roscoe drive out to the site. Reacher investigates the car, which is burned out and hidden off the road. The timing of the report strongly suggests it is Joe’s rental car.